AD & D
Basic Care
Dental Plan
Hospital Indemnity
Long Term Disability
Short Term Disability
Term Life - APWU
Group Legal Plan
Other Questions
Q. If the cause of death is due to sickness, will my AD & D plan pay any benefits?
A. No, death must occur by a covered accident, on or off the job.
Q. I'm planning on retiring soon, can I keep my Hospital Indemnity plan when I retire?
A. Yes, as long as you are a dues paying APWU member under age 80.
Q. I have AD & D coverage now and I am retiring soon. What will happen to my coverage?
A. If your AD & D coverage is greater than $100,000, it will be reduced to $100,000. If it is less than $100,000, your coverage will not change.