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Common Questions

Here are some frequently asked questions and answers about the products and services offered on this web site. If you don't find the information you need, please Contact Us.

Q. If the cause of death is due to sickness, will my AD&D plan pay any benefits?
A. No, death must occur by a covered accident, on or off the job.

Q. I'm planning on retiring soon, can I keep my Hospital Indemnity plan when I retire?
A. Yes, as long as you are a dues paying APWU member under age 80.

Q. I have AD&D coverage now and I am retiring soon. What will happen to my coverage?
A. If your AD&D coverage is greater than $100,000, it will be reduced to $100,000. If it is less than $100,000, your coverage will not change

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FAQ's

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  • Basic Care Hospital Insurance Plan
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  • Hospital Indemnity Plan
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